Background

PlainMortgage Editorial is the Kiznis Studio team responsible for compiling Bank of England base-rate decisions, HM Land Registry House Price Index monthly releases, and FCA mortgage-lending statistics into plain-English calculators, comparisons, and affordability tools. Every rate and figure is verified against the original source before publication; methodology and refresh cadence are documented page by page.

Editorial approach

The PlainMortgage Editorial editorial process follows plainmortgage's Editorial Standards for Data Journalism. Every dataset we cover is traced back to its originating public source — federal agencies, state registries, or authoritative third parties — and we publish the provenance of each statistic so readers can verify it independently. We do not accept compensation, sponsorship, or influence from entities we cover.

When we present derived numbers (rankings, ratios, comparisons), the methodology page documents exactly how the figure was computed. If a number cannot be computed consistently across every entity in the dataset, we either disclose the gap or omit the comparison rather than present misleading data.

How content is produced

Data ingestion and computation are handled by deterministic pipelines — every numeric value, ranking, and ratio shown on a data page comes directly from the upstream source agency, unmodified. Numbers are never estimated or interpolated. Where we draw data from a primary public dataset, the figure is reproduced exactly as the source published it, and the originating dataset is named and dated on the page. Plain-language summaries, explanations, and editorial framing are drafted from the source data by our editorial team and reviewed against the official record for accuracy before publication.

Source attribution is shown on every page; the methodology underlying any derived figure is documented at the link above. We follow the guidance of Google Search Central's Helpful Content principles — write for readers, document sources, and disclose the editorial process — and welcome any factual flag at the contact link below.

Corrections and feedback

If you find an error, stale figure, or missing context on any page we publish, please use the contact page or write to hello@plainmortgage.co.uk with the URL and the issue. We aim to respond within 72 hours and to publish corrections with a visible revision note.

Areas of focus

• UK mortgage market analysis
• Bank of England base-rate transmission
• HM Land Registry House Price Index
• FCA mortgage-lending statistics
• amortisation and affordability mathematics

Contact and identity

• Email: hello@plainmortgage.co.uk
• Publisher: https://plainmortgage.co.uk